I hope everyone had a Merry Christmas and Happy New Year!  I am back from a Holiday Break and ready to jump into 2019!  This year I have 4 main resolutions but will be breaking them down to monthly short term goals so they are more achievable.  First and most important is:  Clean out and organize my entire 1st floor of my house.  Second, complete the 30 day Minimalist Game Challenge in January.  Next is complete a “No Spend January” to help boost my Debt Snowball.  Lastly is complete Baby Step 2 and 3 in the Dave Ramsey Total Money Make Over Series.  I have a video below with more details on each step!